Annemarie Torcivia - RE/MAX  Trinity



Posted by Annemarie Torcivia on 8/3/2020

Although you might have a home selling timeline in place, there may be instances where changes to your plan are required. These include:

1. You are listing your home in a buyer's market.

If you add your house to a buyer's market, you likely will face lots of competition from rival home sellers. As such, it may be difficult to enjoy a fast, profitable home selling experience if you fail to promote your residence accordingly.

To succeed in a buyer's market, you'll need to be patient. But if you can find ways to differentiate your house from the competition, you could maximize your home sale earnings.

Oftentimes, it helps to revamp a house's curb appeal. By mowing the front lawn and performing various home exterior improvements, you can help your house make a positive first impression on potential buyers.

You also should spend some time removing clutter from inside your house. That way, you can make it easy for buyers to envision what life may be like if they purchase your home.

2. You are struggling to stir up interest in your house.

After you add your house to the real estate market, it may be several weeks or months before a buyer submits an offer to purchase your residence. And if you're committed to optimizing the value of your house, it is important to wait for the right offer before you finalize your house sale.

If your home initially fails to stir up interest among buyers, there is no need to worry. In fact, there are many things that you can do to ensure your house hits the mark with buyers.

Generally, it is a good idea to establish an aggressive initial home asking price. This price should account for your house's condition, age and the current state of the real estate market.

It typically is beneficial to consider the homebuyer's perspective as well. Because if you understand why a buyer may be interested in your house, you could discover ways to help you house stand out in a competitive real estate market.

3. You have yet to hire a real estate agent.

Finding a real estate agent who can help you sell your house is key. Yet if you fail to employ an expert real estate agent right away, it may be difficult to enjoy a quick, seamless home selling experience.

Real estate agents are available in cities and towns nationwide, and these housing market professionals are happy to assist you in any way possible. If you need a real estate agent who can help you list your house and promote it to dozens of potential buyers, you should have no trouble finding an agent who matches or surpasses your expectations. Or, if you want to find a real estate agent who can offer tips throughout the home selling journey, you can choose from many potential candidates in your area.

Remember, be flexible as you proceed along the home selling journey, and you can increase the likelihood of achieving the best-possible results.




Categories: Uncategorized  


Posted by Annemarie Torcivia on 7/27/2020

Image by OpenClipart-Vectors from Pixabay

A Real Estate Investment Trust (REIT) is a specialty corporate entity that owns and operates real estate to generate a profit. Several types exist. An Equity REIT typically generates income by leasing and managing income-producing property. The type of property makes no difference -- commercial, multi-family residential, retail, office, industrial, or a mix of specialty developments, including medical facilities and retirement communities.

Shares are sold to individual investors, who then receive a steady income based on operating earnings. According to some estimates, at least 225 publicly-traded REITs exist in the United States, all traded on a national securities exchange and regulated by the SEC. Public, non-traded REITs also exist, and are SEC-regulated. Private real estate investment trusts are not registered and not publicly-traded, offered instead only to a select group of investors. Picking the right type for individual investment goals can involve extensive homework.

Internal Revenue Service regulations are strictly applied. They stipulate that an REIT must be a taxable corporation, and derive at least 75% of its income from real estate sales, rents or mortgage interest. The corporation must then return at least 90% of taxable income to shareholders on an annual basis. There are additional requirements, in addition to holding at least 75% of assets in real estate, U.S. Treasury bonds or cash.

An REIT can provide important liquidity to an investment portfolio, with a typically steady annual income stream, although there may be little capital appreciation. The yield from different types of REIT can vary substantially. Equity REITs own and manage real property, while Mortgage REITs deal in financing products and mortgage-backed securities; both can be affected by the market, interest rates, the economy and consumer confidence. In addition, dividends paid to investors are treated as regular income by the IRS.

As with any form of investing, it's important to investigate the pros and cons, not only of REITs in a general sense, but the performance over time of a specific investment trust. On the plus side are the ability to diversify an investment portfolio, and the relatively secure potential of a steady return and low risk in tandem with the transparency that comes from regulatory oversight.

On the minus side are the low potential for actual growth in value, the REIT's reinvestment and expansion potential which is capped at 10% annually, and the unknown effect of real estate market volatility over the term of the investment. High management and transaction fees can also affect the financial return.

Investing in an REIT, however, is a viable way to gain knowledge and establish a presence in real estate, especially in currently hot segments of the market.  Especially for a beginner, REIT investment can represent a path to future growth and security, leading to additional real estate options over the long term.





Posted by Annemarie Torcivia on 7/20/2020

Photo by Louis Hansel @shotsoflouis on Unsplash

A dish just about everyone can agree on anytime is pizza, and this tasty recipe for veggie pesto pizza with a homemade cauliflower crust is a healthy alternative to delivery or frozen options. While it takes about an hour to prepare and cook, those extra few minutes of prep are well worth the results.

Ingredients for Cauliflower Crust

  • 1 Large Cauliflower Head, Stalk Removed
  • 1/4 Cup Parmesan Cheese, Grated
  • 1/2 Cup Mozzarella, Shredded
  • 1/2 Tsp. Kosher Salt
  • 1/2 Tsp. Dried Oregano
  • 1/4 Tsp. garlic powder
  • 2 Large Eggs, Lightly Beaten
  • Crust Directions

    Get the oven preheated to 400 degrees F. Place a sheet of parchment paper atop a baking sheet. Begin by breaking up cauliflower into small pieces and use a food processor until finely chopped. Give the cauliflower a gentle steam, drain well and allow to cool. Combine the cauliflower and the cheeses, spices and eggs into a bowl until well mixed.

    Place ‘dough’ onto the parchment lined baking sheet and begin kneading and spreading it into a circle or shape of choice. You can determine the thickness of your crust from thin to a hand-tossed style. Add any ‘extras’ to the crust if desired by brushing it with olive oil and sprinkling add-ons to the edges. Place atop a pizza pan. Bake for 20 minutes, and begin prepping the toppings.

    Topping Ingredients

  • 1/2 Cup Pesto Sauce, Fresh or Pre-made
  • 3/4 Cup Fresh Spinach, Chopped and Packed
  • 1/3 Cup Fresh Basil, Chopped and Packed
  • 2 Plum Tomatoes, Sliced
  • 2 Portobello Mushrooms, Sliced Thinly
  • 1 Medium Yellow Pepper, Julienned
  • 1 Cup Part-Skim Mozzarella Cheese, Shredded
  • 1/4 Cup Parmesan Cheese, Grated
  • 1/2 Tsp. Oregano, Fresh or Dried
  • 2 Cloves Garlic, Halved
  • Rub the prepared cauliflower crust with a side of open garlic clove until the top is fully covered or to desired taste. Spread the pesto sauce atop the crust, adding extra if a saucier pizza is preferred. Top your masterpiece with the prepped spinach, mushrooms, tomatoes, yellow pepper and sprinkle with the basil. Evenly spread the cheeses across the toppings and sprinkle the oregano to finish it off. Place in the oven and bake 10-15 minutes until cheese is melted or until the crust reaches desired crispiness.

    When cut into 6 pieces, this pizza is only 310 calories with an estimated 4 grams of saturated fat—so enjoy it guilt-free with your family and friends in your new home anytime the craving strikes.




    Tags: Cooking   recipe   dinner  
    Categories: Uncategorized  


    Posted by Annemarie Torcivia on 7/13/2020

    Photo by Sue Smith via Shutterstock

    Choosing what to upgrade or fix in, on or around your home can be a complicated process. Changes fall into two categories – things that increase or decrease value (or sale price) and things that increase or decrease salability (or how willing people are to pay full price for it). Before you start swapping out all the pieces of your home for new ones, determine whether you actually need to make those changes. Any change you make should either add something that adds value or replace something that needs fixing.

    Adding Living Space

    One of the most foolproof ways to add value to your home is to increase the living space, up to a point. If you have a 1-bathroom home, adding another bathroom definitely will increase the value, same with adding a bedroom to a 1- to 3-bedroom house.

    Fixing Things

    It's essential to understand the difference between adding something to increase value and fixing something to bring back the value that has been lost. For example, fixing the roof doesn't add any value to the home. However, it does negate the devaluing caused by a leaky, old or otherwise poor roof. The same goes for landscaping. With a few exceptions, you can't truly add value to your home by updating or fixing the landscaping. You merely bring back any value lost from previously deteriorating land. This is not to say that these things aren't necessary; they are. It's just important to understand that they bring your property from 80% to 100%, instead of from 100% to 120%.

    What to Avoid

    If the home has a working kitchen and bathrooms without any significant problems, that are on par with other homes in your neighborhood, you are best off just leaving them alone. Your buyer will likely have different taste than you. That means they're probably looking at your brand-new kitchen and pricing just how much it will be to rip it all out and replace it with their brand-new kitchen. If you lose out on buyers who wanted the slightly lower price of your home without the cost of your new kitchen, you’ll lose out overall.

    Before you start dropping big money on changing things in your home that are just fine as they are, get a professional opinion. Real estate professionals are intimately familiar with the best sales features in your area, so take their words to heart.




    Categories: Uncategorized  


    Posted by Annemarie Torcivia on 7/6/2020

    Moving can be fun, stressful, or both. If you and your family are moving soon, your mind might be racing with all of the preparations you need to make before the big day.

    The best course of action is to start organizing and planning now so that you can rest easy the night before your move knowing that everything is accounted for.

    In this article, we’ll show you how to do just that. We’ll talk about how to get the whole family involved in moving day, what to do with pets, and how to ensure the smoothest move possible so your family can look back on their first day in their new home with fond memories.

    Getting organized

    There are two key resources that you’ll need to make and refer back to as you prepare for moving day. You’ll need a calendar and a well-organised to-do list.

    If you’re prone to depending on your smartphone, then it could be a good idea to add these items to your existing calendars and to-do list apps and sync them with your spouse and children. Most apps have this capability, making it easy to all stay on the same page.

    Alternatively, you can use a physical calendar that it hung up in a highly visible area, such as on the refrigerator. Keep your to-do list next to it so you can cross off tasks as they’re accomplished.

    On the calendar will be dates like calling your moving company for an appointment, closing on your new home, inspections, and confirming appointments with the movers and real estate agents. You’ll also want to pick a day close to your move to call and set up an appointment for utilities to be installed at your new home.

    Getting the family involved

    Every team needs a leader. If you’re leading your family through the moving process, it’s your responsibility to keep them in the loop. There may seem like an overwhelming number of tasks to achieve, but your family is there to help. Pick days to have your kids help you make boxes and pack the non-necessities.

    You can make moving fun by “camping” inside your home for the last few nights. Since most of your belongings will be in boxes, it’s a fun excuse to set up a tent in the living room and take out the flashlights.

    During the last day in your old house, make sure everyone has a survival kit filled with the items they’ll need when arriving at the new house. This includes toothbrushes, medication, phones and chargers, and other essentials.

    Moving with pets

    Moving can be even scarier for our pets than it is for us. There’s no way to explain to them what’s going on, and they’ll be looking to you for cues that everything is okay.

    If you have a friend or relative who can take your pet to their home during the move it will make the moving process much easier--keeping track of a pet while you’re trying to carry boxes is no easy feat.

    To ease your pet into their new home, take them to visit before the move if possible. Put some of their favorite toys or their bed and blanket in the new home so they’ll have some comforts for their first impression.


    If you follow these tips you’ll be on your way to a fun, and mostly stress-free move into your new home with your family.




    Tags: moving tips   pets   family   moving day  
    Categories: Uncategorized