Annemarie Torcivia - RE/MAX  Trinity



Posted by Annemarie Torcivia on 8/23/2019

This Multi-Family in Medford, MA recently sold for $1,053,000. This style home was sold by Annemarie Torcivia - RE/MAX Trinity.


150-152 Fellsway W, Medford, MA 02155

Multi-Family

$979,000
Price
$1,053,000
Sale Price

3
Units
4,074
Approx. GLA
There has never been a better time or place to invest in the real estate market. This home is perfect for any investor or owner occupied buyer because it has the proximity to transportation that most commuters want so renting the units will be easy. Finding an oversized three family home this close to Station Landing and Assembly Row, with all of its restaurants and shops, is like finding a needle in a haystack. Each unit boasts hardwood floors, large updated kitchen and baths, 3 bedrooms and a bonus room that can be a 4th bedroom or office plus plenty of storage space. Two of the units feature granite counters and stainless steel appliances and all 3 bathrooms have been tastefully remodeled. The walk-in kitchen pantries, the newly painted interior hallways, 4 car paved driveway, and large back decks make this home the best deal in Medford. Don't miss this opportunity. Unit 3 has been de-leaded and letter is attached

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Categories: Sold Homes  


Posted by Annemarie Torcivia on 8/19/2019

The homebuying process sometimes can be tough to navigate. Fortunately, we're here to help you achieve the optimal results throughout the homebuying cycle.

Now, let's take a look at three questions that every homebuyer needs to consider as he or she pursues a home:

1. What is my "dream home" definition?

If you know what you want to find in your "dream home," you may be better equipped than ever before to streamline your home search. Thus, it generally helps to establish a list of home must-haves and wants to guide you along the homebuying journey.

As you check out a broad range of houses, don't forget to update your list of home must-haves and wants too. By doing so, you may be able to further accelerate your home search.

2. What can I afford to pay for a home?

The prices of homes vary based on location, size and other factors. As such, you may want to get pre-approved for a mortgage to ensure you know exactly how much you can spend to acquire your ideal residence.

Getting pre-approved for a mortgage can be fast and simple. If you meet with banks and credit unions, you can learn about all of the mortgage options at your disposal.

Of course, you should ask plenty of questions any time you meet with mortgage specialists. This will enable you to evaluate myriad mortgage options and choose a mortgage that complements your finances perfectly.

3. How can I quickly and effortlessly achieve my homebuying goals?

The homebuying journey differs from buyer to buyer. However, homebuyers who work with real estate agents typically can boost the likelihood of achieving the best-possible results during the homebuying journey.

A real estate agent knows the ins and outs of the housing market. He or she can teach you about the real estate sector and help you narrow your home search. Also, a real estate agent is unafraid to be honest with you and will offer unbiased recommendations to ensure that you can make an informed homebuying decision.

Let's not forget about the comprehensive assistance that a real estate agent can provide throughout the homebuying cycle, either. A real estate agent will keep you up to date about available houses that match your homebuying criteria. In addition, he or she will set up home showings that enable you to check out residences in-person. And once you discover your dream residence, a real estate agent will help you put together a competitive offer to acquire this house.

Furthermore, a real estate agent is ready to respond to any of your homebuying concerns and questions. As a result, a real estate agent will allow you to quickly and effortlessly navigate the homebuying journey.

When it comes to buying a house, there is no need to worry. If you collaborate with a real estate agent, you can get the support you need to make your homeownership dream come true.




Categories: Uncategorized  


Posted by Annemarie Torcivia on 8/13/2019

This Single-Family in Lynnfield, MA recently sold for $522,500. This Raised Ranch style home was sold by Annemarie Torcivia - RE/MAX Trinity.


14 Carpenter Road, Lynnfield, MA 01940

Single-Family

$559,900
Price
$522,500
Sale Price

8
Rooms
3
Beds
1/1
Full/Half Baths
Good as new! Need a house now? Move right into this thoroughly renovated 3BR home. Open concept for the upstairs area with lots of natural light and all neutral colors. New kitchen & baths. Wood deck access off of the dining room. New septic installed. New roof & new windows. Large level lot. Great opportunity!

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Categories: Sold Homes  


Posted by Annemarie Torcivia on 8/12/2019

Not long ago to protect our homes from intruders we would lock the doors, the windows, close the blinds, leave a light on and possibly set the alarm. Today houses are full of devices that make our lives convenient such as computers, laptops, printers, smart televisions, streaming media devices, gaming consoles, smart appliances, digital assistants, mobile phones, tablets, baby monitors, web cameras, alarm systems, and cars. All of these devices have a commonality of being connected to the internet. Which means they also provide another means of breaking into homes... via the internet.

Protect your home network

Protection of your home network starts with your connection to the internet. You always close your windows and doors, and wouldn’t give strangers the keys, right? Make sure you are not allowing free access to your network by leaving your router or wireless access point unsecured. Some necessary steps to secure your network include:

- Change the administration login and password from the factory default. Anyone can quickly perform a web search and find the router or wireless access point manufacturers default username and password.

- On a wireless access point or router change the SSID (this is the name of your wireless network) you can name it whatever you want just do not leave the default name on.

- Enable encryption on your Wi-Fi network. There will be several choices of encryption to use. Select the WPA2 over WEP. If there is a choice of several WPA2 choose WPA2-PSK AES. Assign a passphrase that is at least 8 characters long and consists of letters (both upper and lower case), numbers, and special characters. The longer the passphrase the securer it is.

- Turn off guest networks unless you actually plan on using this feature.

- If your router supports the Wi-Fi Protected Setup (WPS) disable it. This is vulnerable to brute force attacks.

- Ensure that the router’s built-in firewall is activated. It will be NAT (network address translation) or SPI (stateful packet inspection). The firewall is another layer of protection for your network.

Keep Your Connected Devices’ Software Updated and Secured.

Enable automatic updates for the operating systems on your desktop computers, laptops, tablets, and smartphones. By getting these updates, you will get new software features and security patches for the device. Keep any anti-virus and anti-malware software updated too.

Over the next couple of days take a look at your home network and make sure you are not leaving the doors to the network unlocked. Talk to your technology providers about additional safeguards you can set up to protect your information.




Categories: Uncategorized  


Posted by Annemarie Torcivia on 8/5/2019

Closing costs are usually an unavoidable part of buying a home. While there are ways to reduce some closing costs and fees, they are an expense you will likely have to consider when it comes time to save for a home.

On average, buyers can expect to pay between 2 and 5 percent of the purchase price in closing costs and fees.

In this article, we’re going to break down those costs and talk about some ways to plan for, or limit, the fees associated with closing on a home.

A breakdown of closing costs

Most closing costs in a real estate transaction are paid for by the buyer. When getting approved for a mortgage, your lender is required to provide you with an estimate of the closing costs. This is called a “Closing Disclosure statement” which overviews the details of your loan.

Different lenders will charge varying amounts in fees. Some are even willing to waive certain fees. But, we’ll discuss that later.

For now, let’s focus on the closing costs buyers typically have to pay:

  • Attorney fees - a flat-fee or hourly rate depending on the attorney

  • Origination fees - an upfront fee charged by the lender for processing your mortgage application

  • Prepaid interest or discount points - a payment for the interest that will accrue on your mortgage from the time you close until your first mortgage payment is due

  • Home inspection fee - the fee that a professional home inspector charges to inspect a home

  • Escrow deposits - Usually split with the seller, this is the fee charged by an escrow agent

  • Recording fees - fees for legally recording the new deed and mortgage

  • Underwriting fees - fees paid to the lender for researching your mortgage case and determining whether or not to approve your application

These are just some of the many fees that can be due upon closing on a home. Depending on where you live, which lender you choose, and the type of mortgage you secure, your closing costs will vary, so it’s a good idea to shop around for a lender and mortgage type with reasonable closing costs.

Reducing closing costs

Some lenders offer no-cost, or low-cost mortgages. However, these savings often come with a higher interest rate which, over the lifespan of your loan, can cost you more in the long run.

You should also be aware of the different loan types that you may be eligible for. FHA loans, USDA loans, and VA loans are all designed for buyers hoping to make lower down payments on their home.

Each loan type provides different amounts due at closing. Fortunately, your mortgage lender will be able to give you an estimate of costs for each loan type.

Want to get an estimate of the closing costs you’ll have to pay when you buy a home? You can use this online calculator to see an average.




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