Annemarie Torcivia - RE/MAX  Trinity



Posted by Annemarie Torcivia on 9/17/2018

Although preparing your house for a real estate showing can be hectic, there are ways to make it easier and less stressful. One source of stress for many people is that nagging feeling that they're forgetting to do something important.

Admittedly, overlooking some things could result in lost sales or even lost valuables, but a little advance planning and organization can help prevent those problems from happening.

The solution is to create a checklist of important reminders and tasks you have to complete before leaving the house. Your real estate agent will provide helpful guidance and tips on effectively preparing your house for showings.

Putting Your Best Foot Forward

When your house is up for sale and it's being actively marketed, appointments with prospective buyers are sometimes made on the spur of the moment. While real estate agents will be scheduling the appointments and conducting the tours, it's up to you to ensure that your home is always in tip-top condition. Hopefully, you'll be able to enlist your family's help in picking up clothes, putting dirty dishes in the dishwasher, and cleaning up after themselves. If you have small children, they will undoubtedly need assistance in putting away their toys and making their bedrooms look civilized! Here are a few guidelines to keep in mind when getting ready for house showings:

  • Cleanliness (or a lack thereof) will be one of the many things that house hunters notice. While your house may meet their requirements for number of bedrooms, bathrooms, and overall layout, they could quickly lose interest if your floors, countertops, and sinks are visibly dirty.
  • Pets can be a potential issue if your home is scheduled for a showing. Not only can dogs be a distraction if they bark a lot or have other undesirable behaviors, but some people are allergic to dogs and cats. The ideal solution is for a friend, family member, or neighbor to take care of your dog while the house is being shown. Unfortunately that's not always possible. Sometimes confining your dog to a fenced-in back yard (briefly) or a comfortable crate that they're accustomed to may be a viable, short-term solution. Several factors would come into play, including the weather, the temperament of your dog, and whether it's going to bother the neighbors by being outside.
  • Doing your best to eliminate clutter throughout the house is another strategy for making the best possible impression on potential buyers.

Protecting Your Valuables and Privacy

Another priority that some homeowners forget is to hide valuables, such as jewelry, mobile devices, checkbooks, and cash. It's also a good idea to make sure your computers are password-protected, and that you turn them off before leaving the house. If you have any concerns about security during home showings, you might want to hide computers, personal items, and yesterday's mail in a secure place. Although most people touring your house will only be interested in its features, décor, and condition, it's always good to exercise a little caution when opening your house up to the public.





Posted by Annemarie Torcivia on 9/10/2018

If you want to streamline the home selling journey, it usually is a good idea to develop goals. That way, you can identify any potential home selling challenges and address them before you list your residence.

Ultimately, there are many problems that may arise during the home selling journey, and these include:

1. Poor Curb Appeal

How your home looks to buyers is key. If your residence fails to impress buyers when they see it for the first time, these individuals are unlikely to schedule a house showing. As a result, your home may linger on the real estate market for an extended period of time.

Devote time and energy to improve your house's curb appeal – you will be happy you did. By mowing the lawn, removing dirt and debris from exterior walkways and performing other home exterior upgrades, you can make your home an attractive option to buyers. You may even differentiate your residence from the competition – something that may lead to a successful home selling experience.

2. Cluttered Interior

If your home is full of personal belongings, you may want to remove some of these items. By doing so, you can show buyers the full potential of your residence.

For those who want to cut down on clutter, there are many options. Oftentimes, it helps to rent a storage unit that allows you to keep your belongings safe until your residence sells. On the other hand, if you want to get rid of excess items, you can host a yard sale, list your items online or give these items to family members, friends or local charities.

3. Exorbitant Home Price

An exorbitant initial home asking price may be an instant turn-off for buyers. Fortunately, if you analyze the local housing market and your residence, you can establish a competitive initial asking price for your home.

Evaluate the prices of available homes in your area that are similar to your own. Also, you may want to conduct a house appraisal and review an appraisal report. With this information at your disposal, you can price your house competitively.

As you get set to enter the housing market, you may want to employ a real estate agent, too. This housing market professional will help you establish realistic home selling goals, as well as determine the best steps to help you achieve your aspirations.

A real estate agent is committed to a home seller's success, and he or she will do what it takes to help you thrive. If you want to sell your residence as quickly as possible, for instance, a real estate agent can help you do just that. Or, if you want to optimize your house sale earnings, a real estate agent will ensure you can get the best price for your home.

Ready to add your home to the real estate market? Develop home selling goals, and you may be better equipped than ever before to enjoy a fast, profitable house selling experience.




Categories: Uncategorized  


Posted by Annemarie Torcivia on 9/3/2018

If you’re buying a home for the first time, you have a lot to learn. There are so many decisions that need to be made and new terms to be understood. While you may have been saving up for a downpayment, you’re most likely going to need t finance the majority of the cost of your home. Knowing how to deal with lenders, real estate agents, and other professionals involved in the process of purchasing a home will make your life that much more straightforward. Read on for some mortgage tips that every first-time home buyer should understand.


Know Your Budget


You may find when you apply for a mortgage that you’re able to finance more than you thought you could. Being able to borrow such a significant amount is where many home buyers get caught in a numbers trap. Although the bank may be willing to loan you a certain amount, you might not actually be able to afford it. While the bank looks at many of your financial numbers, the bank doesn’t know your entire budget. How much you spend on groceries each month or the cost of your monthly phone bill are out of the picture when the mortgage company approves you for a loan. Whatever amount of money you borrow to buy your house will result in a monthly payment amount. If you’re only paying $800 per month in rent but your mortgage payment will be $1400, that will result in a significant budget adjustment. Will you be able to come up with the additional $600 each month to pay the mortgage? You need to look at your entire budget seriously to be safe in your mortgage transaction. 


Plan For Out Of Pocket Expenses


You know that you need to save for a downpayment on the home of your dreams. What you may not know is that there are many other out of pocket expenses that you need to foot the bill for when you buy a home. These costs include:


Inspection

Legal fees

Insurance

Pizza for the people who help you move

Repairs to the home

Utility costs


There are so many expenses that you need to come up with when you buy a home. Don’t merely save enough for your down payment and stop. Make sure you have a financial cushion for emergencies, money to help furnish the house, and more. 


Mind Your Credit


When you buy a new home, it may be tempting to buy new furniture, decor, or other items for your property. Hold off on opening any new credit or making large purchases. While a new car will look great in your new driveway, it won’t look so good on your credit score. Be very mindful of your credit score when you are getting ready to buy a home.  





Categories: Uncategorized  


Posted by Annemarie Torcivia on 8/27/2018

Selling a home may prove to be a long, exhausting journey, particularly for those who fail to plan ahead. In fact, there are many reasons for home sellers to map out the home selling journey, and these reasons include:

1. You can identify any potential home selling pitfalls.

Although selling a home should be a quick, seamless process, problems may occur without notice that prevent you from optimizing the value of your house. Fortunately, if you plan ahead for selling your house, you can take the necessary steps to identify and address potential home selling pitfalls.

For example, conducting a home inspection before you list your residence may prove to be exceedingly valuable. This inspection enables a property expert to detect any underlying problems with your home. Then, you can use the inspection findings to prioritize home improvement projects. And once you complete these projects, you can enhance your house, increasing the likelihood of a profitable home sale.

2. You can improve your house's appearance.

Let's face it – few homebuyers likely will be attracted to a home with a messy, cluttered front lawn. Luckily, a home seller who prepares for the home selling journey can revamp a house's exterior and eliminate any eyesores.

A home seller may notice assorted home exterior problems if he or she takes an objective approach. By doing so, a home seller can consider a homebuyer's perspective and devote the necessary time and resources to bolster a house's curb appeal.

With a stunning home exterior, a house is likely to stand out from similar properties that are available. As a result, a home with superior curb appeal may generate lots of interest from potential buyers as soon as it becomes available.

3. You can get the support that you need to succeed.

No home seller should be forced to move along the home selling journey alone. If you hire a real estate agent before you list your house, however, you can get the support that you need to succeed.

A real estate agent understands the ins and outs of selling a house and can help you plan accordingly. Therefore, this housing market professional will make it easy for you to get the best price for your house, regardless of the current real estate sector's conditions.

Typically, a real estate agent will meet with you and learn about you and your house. This housing market professional next will tailor his or her home selling efforts to ensure that you can achieve your desired results.

A real estate agent also is ready to respond to any home selling question. For a real estate agent, there is no such thing as a "bad" question. This means you can ask a real estate agent any question about selling your house, and this housing market professional will provide you with a thoughtful response.

Clearly, there are many reasons to plan ahead for the home selling journey. If you start planning to list your house, you can improve your chances of enjoying a successful home selling experience.





Posted by Annemarie Torcivia on 8/20/2018

If your new home comes with a softening system or you are thinking of installing one to combat particularly hard water there are some differences you will need to account for that you may not expect. In fact, you might even be using tactics to combat hard water in your current household and not even realize it!

So what is soft water?

Hard water has high concentrations of magnesium and calcium in particular. Whereas soft water has little to none leaving only de-ionized sodium.

One of the first things, and arguably the most important, you need to know about living with soft water is that it is not recommended as your main supply of drinking water. Soft water is very high in sodium which in addition to the typical American diet being high in sodium can lead to increased risk of high blood pressure, heart attacks and stroke.

I don’t say this to scare you! Usually, water softening systems have a bypass valve that allows you to choose which appliances gain access to which water type.

This means that in most cases your kitchen sink should have access to the hard water supply.

If you aren’t familiar with benefits of soft water you are probably wondering why have it all.  

But benefits there are!

Hard water is tough on plumbing, appliances and even clothing. Those high concentrations of calcium and magnesium build up and cause havoc. They can even make clothing dingey and surfaces like your bathtub difficult to get clean.

What this means is that with soft water you don’t have to spend as much time cleaning/scrubbing the effects left behind by hard water. And you even can, and should, use less soap. This is most important to keep in mind with your washing machine and dishwasher. Soap can suds up much easier in soft water. So when there is too much soap it leads to too many bubbles and this leads to damage to your machine and even leakage over time.

In addition to using less soap, you will find you will need less, or even none, of “booster” products like Borax and Oxiclean. This is because these products are actually water softening agents and help keep soap “sticking” to clothing after it’s attracted up all the dirt.

Your appliances and plumbing will also have a longer life thanks to the lack of magnesium and calcium building up inside pipes and hoses. This is true for your water heater, washing machine, dishwasher and even smaller appliances like your coffee pot.

If you’re thinking of having a softening system installed, have your water levels tested first. They might not be so high that an entire system is necessary. For the most part, and with some research, you can find other solutions to combat hard water just as well!




Categories: Uncategorized