Annemarie Torcivia - RE/MAX  Trinity



Posted by Annemarie Torcivia on 7/6/2020

Moving can be fun, stressful, or both. If you and your family are moving soon, your mind might be racing with all of the preparations you need to make before the big day.

The best course of action is to start organizing and planning now so that you can rest easy the night before your move knowing that everything is accounted for.

In this article, we’ll show you how to do just that. We’ll talk about how to get the whole family involved in moving day, what to do with pets, and how to ensure the smoothest move possible so your family can look back on their first day in their new home with fond memories.

Getting organized

There are two key resources that you’ll need to make and refer back to as you prepare for moving day. You’ll need a calendar and a well-organised to-do list.

If you’re prone to depending on your smartphone, then it could be a good idea to add these items to your existing calendars and to-do list apps and sync them with your spouse and children. Most apps have this capability, making it easy to all stay on the same page.

Alternatively, you can use a physical calendar that it hung up in a highly visible area, such as on the refrigerator. Keep your to-do list next to it so you can cross off tasks as they’re accomplished.

On the calendar will be dates like calling your moving company for an appointment, closing on your new home, inspections, and confirming appointments with the movers and real estate agents. You’ll also want to pick a day close to your move to call and set up an appointment for utilities to be installed at your new home.

Getting the family involved

Every team needs a leader. If you’re leading your family through the moving process, it’s your responsibility to keep them in the loop. There may seem like an overwhelming number of tasks to achieve, but your family is there to help. Pick days to have your kids help you make boxes and pack the non-necessities.

You can make moving fun by “camping” inside your home for the last few nights. Since most of your belongings will be in boxes, it’s a fun excuse to set up a tent in the living room and take out the flashlights.

During the last day in your old house, make sure everyone has a survival kit filled with the items they’ll need when arriving at the new house. This includes toothbrushes, medication, phones and chargers, and other essentials.

Moving with pets

Moving can be even scarier for our pets than it is for us. There’s no way to explain to them what’s going on, and they’ll be looking to you for cues that everything is okay.

If you have a friend or relative who can take your pet to their home during the move it will make the moving process much easier--keeping track of a pet while you’re trying to carry boxes is no easy feat.

To ease your pet into their new home, take them to visit before the move if possible. Put some of their favorite toys or their bed and blanket in the new home so they’ll have some comforts for their first impression.


If you follow these tips you’ll be on your way to a fun, and mostly stress-free move into your new home with your family.




Tags: moving tips   pets   family   moving day  
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Posted by Annemarie Torcivia on 6/29/2020

?Photo by KML from Pexels

When you have a garden, it is important to have a good watering system. If you are looking to have the best garden maintenance that you can, then drip irrigation systems are a nice choice to consider.

How It Works

Drip irrigation works by slowly applying water directly to the plant. It consists of placing tubes in a row near the stems of the plants with a tiny drip valve between the stems. The water flows, drop by drop, through the tubing continuously or for a limited time, depending on the programming. There are two ways to place the tubes, buried slightly or placed on top of the soil.

Thanks to this irrigation mechanism, you can reduce the water waste compared to the more conventional methods. Here are a few of the benefits that come with using a drip irrigation system:

1. Effective Irrigation

Manual irrigation may miss the most vital part of the plant, the roots, and can end up wasting water. By installing a drip irrigation system, plants get an optimum supply of water directly to the roots.

2. Low Energy Consumption in the Water Pumping System

Drip irrigation systems are cost-effective since they don’t use much energy.

3. Complete Automation of the System

These systems are programmed so that plants receive water at the needed time, even if you’re not around.

4. Precision

A drip irrigation system is precise and accurate. Water only flows where the tubing is set. The drip irrigation system can also distribute the water directly at the root of the plant so that it absorbs quickly, reducing water loss from evaporation.

5. Resource Management

A professionally installed drip irrigation system helps manage resources like fertilizers and nutrients.

6. Weed Control

By installing a drip irrigation system, say goodbye to weeds. By directing the water directly on the plant, you avoid watering the weeds, thus preventing them from growing.

Visit your local hardware store or garden/landscaping store for more information on the best irrigation system for your garden. For the full service and setup, hire a landscape specialist to install the right system for your home.





Posted by Annemarie Torcivia on 6/22/2020

Photo by Rafa Bordes via Pixabay
 

Real estate closings could be quite simple at one end of the spectrum or very difficult at the other end. In most cases, you will need to understand the legal ramifications of signing several documents, including the note, mortgage, transfer of title, mineral rights, title insurance and tax documents. If your closing is complicated, you should always have an attorney present.

Simple Closings

It is very rare to have a simple closing, but it could happen. If you are buying raw land for cash, the closing is usually quite simple for the buyer and seller. You don’t need a mortgage, but you will need title insurance for yourself. You’ll also need a deed. The seller will need to sign the requisite tax documents.

Another simple closing is when you purchase a manufactured or modular home and put it on land that you already own. The closing, even with a mortgage, is easy and between the buyer and home manufacturer. However, if you need a construction loan while the home is being built and/or set up, the closing becomes more complicated since you must close twice. The first closing is the construction loan on the money you borrow for the home. The second loan is the loan that covers the finished product. Closing with a builder of a home that is built on-site is more complicated than closing on a manufactured or modular home.

Closings Gone Wrong

While no one wants to have a closing go wrong, it does happen. Your lawyer might find mistakes in documents, including the loan estimate. You might find that the seller did not disclose pertinent information about the home – information that would have prevented you from making an offer on a home and could be cause to break the contract without prejudice. It is always better to have a real estate lawyer review the documents prior to closing and at the closing to ensure that your best interests are met.

List of Closing Documents

At the closing, you will have to review and sign most of these documents:

  • Closing disclosure that dictates the terms of your loan and the closing costs you will pay.

  • Your loan application. You must sign a new copy of the application you submitted to the mortgage company, so be sure to review it and make sure everything is correct.

  • The mortgage note that binds you to repay the loan should have the amount you borrowed, the interest rate, payment date, the amount you will pay over the life of the loan, the length of the loan and other information.

  • The mortgage or deed of trust is what provides security for the loan. When you sign this document, you are putting your house up as collateral. If you bought land separately, the lender might also use the land as collateral.

  • The title and/or deed to your home. The deed is proof of ownership.

  • Affidavits, depending on your situation.

  • Escrow disclosure that tells you how much of your payment goes to escrow and what the escrow is used for. It is usually for county taxes and homeowner’s insurance.

  • Property transfer tax documents.

When scheduling your closing, even if your real estate agent is using a closing agent, consider having your own attorney present. It could save you a lot of headaches and heartache if the lawyer catches something amiss with the closing. 




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Posted by Annemarie Torcivia on 6/15/2020

One of the most used rooms in the house is the bathroom. You do spend a lot of time in there. You want your bathroom to be an oasis of sorts. Making changes and renovations to your bathroom will not only make you happy but make potential buyers for your home happy as well. Below, you’ll find some trends to keep your bathroom stylish and a place that everyone wants to spend (at least some) time in. 


Beware Of Design Trends


There’s a lot of trendy designs that just aren’t timeless. They don’t look very good in a bathroom after the initial install and tend to give the bathroom a drab feeling after awhile. Whether it’s a crazy color scheme or something bland that lacks texture, you need to think about the longevity of a look before you go after it in your bathroom. Some trends to look out for:


  • Too much white
  • Too little in the bathroom
  • Funky color schemes
  • Gigantic bathtubs
  • Certain kinds of tile and finishes
  • Hardware accents

Really, the bathroom needs to be about balance. There are trends that come and go. Some people are more receptive to certain designs than others. This is because their needs are suited. Take the his and her sink as an example. Many designers are shying away from this trend. For your routines and needs, this could be exactly what your bathroom needs. No hotlist can tell you what’s best for you.


Storage Is A Necessity


If you do only one thing in your bathroom, make sure that you have enough storage. There’s quite a bit that needs to go in the bathroom like toilet paper, towels, cleaners, medicines, as well as bath products like soap and shampoo. 


Add Pops Of Color


If your bathroom has all white tile and you don’t have the time or the resources to actually change the tile, you should try and add pops of color where you can. It’s simple to do this with towels, floral rugs, curtains, and even bath accessories. You can really vary the color in the room and make it special. This is one renovation that doesn’t cost much to do but can make a big difference.       

 

Remember What Sells


More neutral colors tend to sell better no matter what room of the house we’re talking about. It’s fine to mix neutral colors with pops of something bolder, but don’t go overboard. Remember that when someone goes to buy your home, they want to make it their own as well. They probably can’t achieve that with a lime green bathroom.




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Posted by Annemarie Torcivia on 6/8/2020

After you accept an offer on a home, you likely will only have a few weeks to pack up your belongings and vacate the premises. As such, there are many questions that home sellers need to consider at this point, including:

1. Where am I going to live?

If you haven't figured out where you're going to live after your home closing, there is no need to panic. Consider all of your potential living options now, and you can plan accordingly.

Oftentimes, friends and family members may be willing to provide you with a temporary place to live. These loved ones may enable you to stay in their houses until you buy a new residence. Or, in some instances, you may be able to permanently move in with friends and family members.

On the other hand, if you enjoy being a homeowner, you may want to kick off a home search right away. This will enable you to find a new place to live in the city or town of your choice. Also, if you work quickly, you may be able to finalize your home purchase around the same time that you sell your current house.

2. What is the homebuyer's next step?

In most cases, a homebuyer will have a set amount of time to schedule a home inspection after you accept his or her offer. Once the home inspection is complete, the buyer will receive a report that provides insights into the condition of your house.

For home sellers, a home inspection can be stressful. If a property inspector discovers problems with a residence, a buyer may choose to walk away from a home purchase or ask a seller to complete various home renovations.

When it comes to selling a house, it pays to be honest. If you provide honest responses to a homebuyer's questions about your residence, you can help the buyer make an informed purchase decision. Plus, with this approach, you can minimize the risk that a home inspection may lead a buyer to rescind his or her offer.

3. What will I need to do to finalize the home sale?

The time between accepting a home offer and reaching the closing date may seem endless. However, a patient home seller will be able to stay calm, cool and collected, even if challenges arise along the way.

As a home seller, you should try to do everything you can to reach the finish line of a property sale. If you maintain consistent communication with a real estate agent, you can seamlessly navigate all stages of the home selling cycle.

A real estate agent works on a home seller's behalf and will do everything possible to minimize potential pitfalls. Thus, this housing market professional is happy to respond to a home seller's questions to ensure this individual is fully supported in the weeks and days leading up to a home closing.

Collaborate with a real estate agent, and you can receive plenty of support throughout the home selling journey.




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