Annemarie Torcivia - RE/MAX  Trinity



Posted by Annemarie Torcivia on 8/20/2018

If your new home comes with a softening system or you are thinking of installing one to combat particularly hard water there are some differences you will need to account for that you may not expect. In fact, you might even be using tactics to combat hard water in your current household and not even realize it!

So what is soft water?

Hard water has high concentrations of magnesium and calcium in particular. Whereas soft water has little to none leaving only de-ionized sodium.

One of the first things, and arguably the most important, you need to know about living with soft water is that it is not recommended as your main supply of drinking water. Soft water is very high in sodium which in addition to the typical American diet being high in sodium can lead to increased risk of high blood pressure, heart attacks and stroke.

I don’t say this to scare you! Usually, water softening systems have a bypass valve that allows you to choose which appliances gain access to which water type.

This means that in most cases your kitchen sink should have access to the hard water supply.

If you aren’t familiar with benefits of soft water you are probably wondering why have it all.  

But benefits there are!

Hard water is tough on plumbing, appliances and even clothing. Those high concentrations of calcium and magnesium build up and cause havoc. They can even make clothing dingey and surfaces like your bathtub difficult to get clean.

What this means is that with soft water you don’t have to spend as much time cleaning/scrubbing the effects left behind by hard water. And you even can, and should, use less soap. This is most important to keep in mind with your washing machine and dishwasher. Soap can suds up much easier in soft water. So when there is too much soap it leads to too many bubbles and this leads to damage to your machine and even leakage over time.

In addition to using less soap, you will find you will need less, or even none, of “booster” products like Borax and Oxiclean. This is because these products are actually water softening agents and help keep soap “sticking” to clothing after it’s attracted up all the dirt.

Your appliances and plumbing will also have a longer life thanks to the lack of magnesium and calcium building up inside pipes and hoses. This is true for your water heater, washing machine, dishwasher and even smaller appliances like your coffee pot.

If you’re thinking of having a softening system installed, have your water levels tested first. They might not be so high that an entire system is necessary. For the most part, and with some research, you can find other solutions to combat hard water just as well!




Categories: Uncategorized  


Posted by Annemarie Torcivia on 8/13/2018

One of the most satisfying aspects of being a new homeowner is the process of "making it your own."

That could include everything from painting walls and hanging pictures to replacing window treatments and assembling shelves. (Then, of course, there's the unpacking, furniture arranging, organizing, and room cleaning!)

For some people, one of the biggest challenges in getting unpacked, set up, and fully decorated is keeping their motivation high. While momentum is usually highest during the first few weeks of living in a new home, a lot of distractions, interruptions, and competing priorities can quickly vie for your attention.

In addition to using good time management skills and setting self-imposed deadlines for getting projects done, here are a few other strategies for staying on track with your decorating and home improvement goals:

Purchase needed supplies ASAP: It's easy for a project to get derailed or put on the "back burner" when you don't have all the tools, supplies, and materials you need to get started. Painting walls and ceilings is the perfect example because you can't get fully underway until you have a variety of brushes, rollers, paint trays, drop cloths, painters' tape, and a sufficient supply of paint -- often more than one color. If you have holes or cracks to fill, you may also need additional supplies like joint compound, a putty knife, and sandpaper. When you have immediate access to all the supplies you need for a particular project, it eliminates potential delays, excuses for getting started, and interruptions in your work flow.

Arrange child care: Sometimes the best approach to keeping your children supervised and entertained while you're working on the house is to hire a responsible teenager to babysit. If you have one or more older children in the family who can help take care of the younger ones for a few hours, then that's even better. In either case, you'll be able to stay focused on the task at hand and get a lot more accomplished.

Make it a priority: The problem with continually postponing a home repair, a landscaping task, or a painting project is that weeks can easily turn into months! Before you know it, years have gone by and you still haven't organized your basement, cleaned out those clogged rain gutters, or applied a fresh coat of paint to your outdated bathroom walls. By blocking off a specific period of time for getting a project underway or completed, you'll be accomplishing your home maintenance goals and beautifying your home faster and more efficiently.

Commit it to writing: When you write yourself a reminder note, create a to-do list, mark it on your calendar, or even text your spouse about your plans to tackle the project on Saturday, you've increased the probability that it will get done. Verbally telling people about it, such as when they ask you what you're doing this weekend, will also help fuel your motivation and nudge you to get the job done in a timely way!





Posted by Annemarie Torcivia on 8/6/2018

A home repair checklist can make a world of difference for any home seller, at any time. With this checklist in hand, a home seller can prioritize assorted home repairs. Plus, a home repair checklist helps ensure that a seller can enhance his or her house before adding it to the real estate market.

Ultimately, there are several items to include in a home repair checklist, such as:

1. Inspecting and Repairing the Roof

If you notice damaged, loose or missing roof shingles, you'll want to repair or replace these shingles immediately. That way, you can improve your home's roof – something that may make your house more attractive than others to dozens of potential buyers.

Remember, many homebuyers don't want to deal with the hassle of roof repairs. If you allocate the necessary time and resources to repair your roof today, you can include details about your upgraded roof in your home listing. Thus, roof repairs may help you increase the likelihood of a fast, profitable home sale.

When it comes to roof repairs, it often pays to hire professionals. Reach out to local roof repair companies, and you should have no trouble upgrading your house's roof.

2. Sealing Cracks and Gaps in Windows and Doors

Cracks and gaps in windows and doors can cause warm or cold air to leak outside a house. As a result, these problems can drive up a homeowner's monthly heating and cooling bills.

Fortunately, sealing cracks and gaps in windows and doors can be quick and easy. In most instances, caulk or weather stripping can help minimize these issues. Or, you can always reach out to local contractors for professional assistance as well.

3. Power-Washing Windows and Siding

Your home's curb appeal can have a significant impact on how quickly your residence sells. If you power-wash your residence's windows and siding, you can instantly boost your home's curb appeal and help your residence stand out to potential buyers.

Oftentimes, you can rent a power-washer from a home improvement store. You also may choose to buy a power-washer; by doing so, you can use your power-washer both now and in the future.

A home repair checklist is a must-have for home sellers, regardless of the current housing market's conditions. If you need extra help determining which home repairs to complete prior to listing your residence, you may want to collaborate with a real estate agent too.

By hiring a real estate agent, you can receive expert guidance throughout the home selling journey. A real estate agent can put you in touch with the best local contractors to help you finish myriad home repairs. In addition, a real estate agent will help you promote your residence to the right groups of buyers and ensure that you can generate substantial interest in your house.

Ready to sell your house? Include the aforementioned items in your home repair checklist, and you can upgrade your residence in no time at all.





Posted by Annemarie Torcivia on 7/30/2018

Choosing a front door color for your home can be a difficult feat. While the exterior color of your home is a big decision, it’s often the accents that go along with the base that is an even bigger debate in one’s mind. Typically, your front door will be a different color than the rest of the home. It may seem like a bold decision to have the color of your front door “pop” out from the rest of the home. It’s not that much of a stretch to pick an odd color for the front door. When you pick the right shade, your home will stand out in a good way. The key is in picking a shade that contrasts well with the main color of your home. Here’s some thoughts on the colors that may make the perfect front door hue: Green Green is a perfect color that is relevant the whole year through. From the brightness of spring to the dark of winter, it’s difficult to go wrong with green. There’s many, many different shades of green from celery green to forest, there’s sure to be a shade that will go well with your house. Green shades pair well with grays, blues, browns and tans. Blue Blue is another color with endless shades. The problem with a light blue door is that it wouldn’t stand out very well from the rest of your home. If you decide that blue will go best as a front door color on your home, go for a darker version. It will make a dramatic statement. White If your home is a darker color, white could be a great color for you to paint your door. While white seems kind of boring, it will certainly stand out if your home’s main color is a darker red, blue, or even a gray. Red Red is a bold color for a front door. If your house is a shade of tan or gray, red may be just the color your front door needs. Red is certainly a color that provides a warm welcome to everyone who comes through the door! Yellow Yellow is another bold, stand-out color that you can paint your front door. Yellow pairs well with many grays and shades of tan and white. This bold color will pop out just enough to make your front door give off a sunny vibe for a warm welcome. Whether you want your home to give off a formal vibe or a more relaxed one, there’s a color for your front door. Remember that your front door is only one piece of what gives your home the curb appeal you’re looking for.





Posted by Annemarie Torcivia on 7/23/2018

One of the best things that you can add to your home is a solar power system. These can be costly but they save you a lot in the long term on utility costs. While government programs have scaled back for these energy saving improvements over the years, there’s still many benefits to them. You can even get a loan specifically for installing solar power to your home.


Before you take the leap, you’ll want to know for sure if solar will really add value to your home. Of course, you want a return on your investment. 


The good news is that there’s no doubt about it that installing solar panels does definitely add value to your home. There’s one caveat to the value: You should own your   solar power system as opposed to leasing it through a solar company or a power purchase agreement. 


Homes that have solar panels sell for more money simply because they offer a definite return benefit to the future owner. 


Does A Leased Solar System Offer The Same Benefits?


Owning your solar system will save you more money in the long run than leasing your system. When you own a solar power system, the FHA requires that the total value of your solar system be added to the total value of your home when you go to sell it. If you lease the panels, this value cannot be added to the home during an assessment.   


If you have financed the system, the rules may be a bit more lenient. While you technically don’t own the system, you are paying towards owning the system yourself. Each lender will have their own standards for this, so check with them for specifics, as your home must meet certain standards and eligibility requirements. 


Securing A Mortgage With A Leased Solar System


If someone is looking to secure a mortgage with a leased or currently unowned solar energy system, there are a few hurdles that you might face through the process. These problems include:


Solar lease payments must be included in the buyer’s debt-to-income ratio. 

The panel owners must have a third-party insurance to cover damage to the property that’s being mortgaged in the event of malfunction or faulty installation of the panels.         


Solar Panels Are An Overall Great Investment


It’s really hard to go wrong if you purchase or finance your solar panel system. As long as you own the system, value will be added to your home. You’ll also save on your own utility bills. Your home will undoubtedly become more attractive to buyers if you decide to sell your home in the future.




Categories: Uncategorized